Health insurance companies, in some states are seeking to raise the premiums, in some cases as high as 54%. With these rising premiums, the only way to be able to afford the insurance you are required by law to have is to accept even higher deductibles. Once again, you will be forced to pay out of […]
For the past couple of decades, paying out-of-pocket for health care services has been almost impossible. The reason prices have risen to astronomical levels are well known to those in the medical service industry. Patients, on the other hand, are often left in the dark about the real cost of their health care services. There is […]
While researching health care issues for an informative, but quick for the reader list of top health care issues now and for the years to come, our researchers made something of a shocking discovery – the health care industry has no clue what the top health care issues are! That is to say, not a […]
Ask About Prescription Alternatives Your prescriptions almost never need to be exactly what your doctor writes on their pad. Almost all drugs have a cheaper generic form and some actually have over the counter options. Also, consider that the new drug is not always the best drug, although it is always the most expensive drug. […]
It is well known that the Affordable Care Act (ACA) was based on a health care bill in Massachusetts, often called MassCare Insurance. What is a little less known fact is that it has now been ten years since MassCare Insurance was passed and that the implementation of this law is as close to an exact […]
There was big news in the medical world in the past week. The American Board of Medical Specialties finally decided to recognize the prevention, diagnosis and treatment of addictions as a full and separate medical specialty. With a new specialty comes untold concerns for price conscious patients and self-pay patients, so HBI has put together this […]
Nosocomial Infections are infections caught because of a health care visit or stay. It is estimated that 1 in every 25 patients this year will acquire a nosocomial infection of some sort, leading to the death of 99,000 of those patients. As a patient, you can greatly reduce the risk to you and your family […]
As much as some politicians would like you to believe otherwise, the health insurance crisis has not passed, it has simply changed. Before the Affordable Care Act (ACA) was passed, there were millions without insurance getting substandard care wherever they could. Since the ACA, there are now millions that can say they have insurance who […]
Again, in this year of the Affordable Care Act (ACA), the shortened period of enrollment has just passed, and many are left wondering if they made the right choices, if they could have gotten better coverage, or if they might just have made a huge mistake with a high insurance deductible. The Ever-Changing Face of […]
Everyone buys their own food. No matter how good their insurance plan is, it doesn’t include a meal plan or even a healthy eating guide. That means everyone is a self-pay patient or a cash patient when it comes to nutrition, making it one of the great levelers in health care. Understanding nutrition and healthy […]