Nosocomial Infections are infections caught because of a health care visit or stay. On average 1 in every 25 patients acquires a nosocomial infection of some sort, leading to the death of 100,000+ patients every year. As a patient, you can greatly reduce the risk to you and your family with just a little information […]
Tag: high deductibles
I See You, Said Radiology
Radiology is an incredible part of the healthcare. Most people understand the most basic idea, to capture images inside the body to avoid cutting it open in order to diagnose problems and disease. However, facts such as how it works, when it is really needed, how it is read, and why it seems to be […]
8 Reasons are Driving Patients to Become Cash Patients
Should you use your insurance or should you opt in as a cash patient (self-pay patient) based on the services you are receiving, your deductible left for the year or type of coverage you have? This is becoming the question for those that currently have health insurance coverage of almost any kind. Understanding the reasons behind this […]
Facing Insurance Delays? – You Have Better Things To Do
The delays caused by getting and using health insurance are resulting in wide reaching consequences. Although, not all patients or providers experience these consequences during their daily interactions, during our research, we found some astounding insurance delays numbers that seriously need to be reconsidered by everyone involved in healthcare, really we mean everyone… Doctors, Doctors […]
Chiropractors? Is it Time to Turn Back?
Chiropractors are among those groups of doctors that have the hardest time with insurance companies. For reasons unknown to the rest of the world, the average insurance plans pay very little, if any, coverage for this branch of health care services. Moreover, the plans that do have any kind of coverage are so strict that […]
A Guide Through Flexible Spending Account (FSA)
A Flexible Spending Account (FSA) is a special type of account that can help you pay for qualified expenses and save on your taxable income. A Flexible Spending Account (FSA) can help you pay for copayments, deductibles, certain drugs, and eligible health care costs. A few things to know about FSA Your employer can offer […]
How To Set Up a Health Savings Account?
HSA – What Is It? A health savings account is a special kind of savings account. An HSA can help you save money for medical expenses if you are insured by a qualified high deductible healthcare plan. An HSA comes with multiple benefits. It is tax-free as well as acts as a long-term savings tool. […]
Health Savings Account and What You Should Know
What is a Health Savings Account? Healthcare costs and health insurance premiums are rising every year. Health Savings Account (HSA) is one of the most effective ways to save pre-tax income to pay for medical expenses. Health Savings Account is a special savings account that can help pay for expenses related to healthcare. Here are […]
High Deductibles and the Hidden “Costs”
With the passage of the Affordable Care Act (ACA), often called Obamacare, many breathed a sigh of relief. They finally believed that health care would be within their reach, some for the first time in their life. While this is true for some in the lowest income bracket, there has been a dramatic shift in […]
MRI for $350: Insurance VS Self-pay patient
Health insurance companies, in some states are seeking to raise the premiums, in some cases as high as 54%. With these rising premiums, the only way to be able to afford the insurance you are required by law to have is to accept even higher deductibles. Once again, you will be forced to pay out of […]